Terms of Service

Service

Market Companion is an informational app that displays broad US market sentiment, volatility, major index context, economic calendar context, calculators, AI Brief content, and PDF report tools.

No Financial Advice

Market Companion is not a financial advisor, investment advisor, broker-dealer, tax advisor, legal advisor, or trading platform. The app does not provide personalized recommendations, individual stock recommendations, portfolio advice, price targets, stop-loss instructions, or buy/sell signals.

No Trading or Brokerage Function

The app does not execute trades, open brokerage accounts, custody assets, process securities transactions, or connect to user brokerage accounts. Users are solely responsible for their own financial decisions.

Market Data

Market data, sentiment scores, VIX data, index data, economic calendar items, charts, and summaries may be delayed, unavailable, incomplete, inaccurate, or sourced from third-party providers. Always verify important market information with official sources before relying on it.

Calculators

Calculators are informational tools only. Results may be simplified, approximate, and dependent on the numbers entered by the user. Calculator outputs are not investment, tax, accounting, or trading advice.

AI Brief and PDF Reports

AI Brief and PDF report features are informational summaries based on available broad market data and configured prompts. They are not personalized financial advice and should not be treated as recommendations to buy, sell, hold, short, hedge, or allocate capital.

Ads and Unlocks

Market Companion may show banner ads, rewarded ads, and launch interstitial ads. Rewarded ads may unlock brief, report, or analysis features. Availability of ads and rewards may depend on network connection, device settings, ad inventory, and third-party ad services.

User Responsibilities

• You are responsible for evaluating information independently.
• You should consult qualified financial, tax, legal, or investment professionals before making decisions.
• You may not use the app in a way that violates laws, platform policies, or third-party rights.
• You may not attempt to bypass advertising, reward, security, or usage controls.

Changes

These terms may be updated when app features, business terms, legal requirements, or platform policies change. Updated terms will be posted on this page.